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2027 PLAN YEAR

Kaiser Enhanced Plan

Kaiser

Medical benefits are provided through Credence BCBS, United Healthcare Surest, and Kaiser (California Employees Only).

KAISER ENHANCED PLAN

Plan Details

Carrier

Kaiser

Plan Type

Not specified

HSA Eligible

No

Healthcare FSA Eligible

Yes

Who Can Enroll

California employees only

Monthly Contributions

Employee Only

Monthly Contribution
$594.18

Employee + Spouse

Monthly Contribution
$1,247.79

Employee + Child(ren)

Monthly Contribution
$1,069.54

Employee + Family

Monthly Contribution
$1,883.57

Deductible, Out-of-Pocket & Coinsurance

Employee

In-Network
$2,000

Family

In-Network
$3,000

Pharmacy Deductible

In-Network
$250 per individual

Coinsurance

In-Network
80%

Annual Out-Of-Pocket Maximum - Employee

In-Network
$4,000

Annual Out-Of-Pocket Maximum - Family

In-Network
$8,000

Covered Services

Preventative Care

In-Network
Fully covered

Primary Care

In-Network
$30 copay

Specialist Services

In-Network
$50 copay

Diagnostic Care

In-Network
X-ray/Lab Tests: $10, Imaging: 80%, up to $50

Mental Health - Inpatient

In-Network
80%*

Mental Health - Outpatient

In-Network
Office visit: $30, Outpatient services: 80%

Urgent Care

In-Network
$30

Emergency Room

In-Network
$250
  • *After deductible

Pharmacy Benefits

Retail RX - Generic

Cost
$10

Retail RX - Preferred

Cost
$30*

Retail RX - Non-Preferred

Cost
$30*

Retail RX - Specialty Drugs

Cost
80%, up to $250/prescription*

Mail Order RX - Generic

Cost
$10

Mail Order RX - Preferred

Cost
$30*

Mail Order RX - Non-Preferred

Cost
$30*

Mail Order RX - Specialty Drugs

Cost
N/A
  • *After deductible

Plan Notes

  • In-network services are paid with copays or coinsurance.
  • You may seek care from in-network providers only.