Voluntary Benefits

Accidents happen. You can't always prevent them, but you can take steps to reduce the financial impact. Accident coverage available through MetLife provides benefits for you and your covered family members if you have expenses related to an accident that occurs outside of work. Health insurance helps with medical expenses, but this coverage is an additional layer of protection that can help you pay deductibles, copays, and even typical day-to-day expenses such as a mortgage or car payment. Benefits under this plan are payable to you to use as you wish.

Hospital Indemnity Coverage through MetLife pays cash benefits directly to you if you have a covered stay in a hospital or critical care unit (ICU). You can use the benefits from this policy to help pay for your medical expenses such as deductibles and copays, travel cost, food and lodging, or everyday expenses such as groceries and utilities.

Critical Illness coverage through MetLife pays a lump-sum benefit if you are diagnosed with a covered illness.